At Childcare funders, we have a simple approach to finance costs.
We make cash advances in multiples of $5,000 which is repaid from your next bulk funding payment.

One Flat Fee:

To make it simple and so you know exactly what this will cost we only charge a single flat fee. There are no establishment fees, administration fees, bank fees, credit checking fees, or disbursement costs.

We charge a flat fee of :-

Up to one month                         $375 per $5,000 advanced
Between 1 and 2 months             $475 per $5,000 advanced.
Between 2 and 3 months             $ASK for special rates per $5,000 advanced.
Between 3 and 4 months             $ASK for special rates per $5,000 advanced.

There are no ongoing fees or fixed contracts so you can use only as much as you need, and only when you need it. Our fees are the best in the childcare finance market.

Access funding up to 3 months out:

You can access this funding up to 3 months out from the date your bulk funding will be paid. In other words you borrow from us up to 3 months before the 1st March, 1st July and 1st November payment dates.


  • Access your bulk funding early – Immediate cash in your bank.
  • Use us to pay staff and expenses now.
  • Your stress is reduced – you can concentrate on your Childcare business without the cash flow worry.
  • No waiting for bulk funding payments.
  • We have the best value Early Childcare Centre funding product.
  • Simple and quick application process.